If you are a member of a share ownership plan (SOP), we suggest you review it on a regular basis. As with any portfolio, it is important to review the concentration you have in just one company. Modern portfolio theory suggests you diversify your holdings amongst various companies, industries, geographic locations, business cycles, etc.  Maintaining a diversified stock portfolio, particularly during turbulent times, is a key strategy at mitigating loses.

 

Employees periodically have the opportunity to transfer funds from your SOP to another account, to help you meet your long-term savings goals while staying in-line with your risk tolerance.

 

Take a look at your own share ownership plan and talk to us about whether you are overly concentrated, and need to diversify. We can accommodate your company stocks and advise on how they best fit within your full financial plan or make alternative suggestions.